Switch39 · Card-Present Switching

White-Label Payment Switch.

Own your card-present transaction flow. Multi-acquirer routing, automatic failover, and a complete operations dashboard — deployed in weeks, as SaaS or on-premise.

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Core Capabilities

A payment switch you control, not one you rent.

Switch39 routes card-present transactions across multiple acquirers with smart routing, automatic failover, and zero-touch terminal provisioning — all under your brand.

Smart Multi-Acquirer Routing

Dynamic routing with cost optimization and failover. Round robin, weighted, and chained failover algorithms. Route by card type, BIN range, cost, or availability.

Zero-Touch Terminal Provisioning

Connect any terminal app via HTTP/JSON API. Optionally pair with CardPay39 for box-to-production deployment on Castles terminals — no manual setup per site.

Dashboard39 Integration

Real-time monitoring, merchant management, terminal fleet oversight, settlement views, and intelligent alerting — the full operations layer built in.

Simple HTTP/JSON API

Any terminal application can connect. New merchants onboarded in minutes. No ISO 8583 knowledge required on the POS side — we handle the legacy protocols.

How It Works

Channels in. Acquirers out. You own the middle.

Switch39 sits between your channels and your acquirers, translating POS protocols and routing every transaction by your rules.

Channels Android POS SoftPOS Unattended / EV E-commerce Switch39 Smart Routing Zero-Touch Provisioning Dashboard39 White-label · API-first · Failover Acquirers Shift4 Worldline Amex Silverflow + more
Pre-Integrated Acquirers

Add new acquirers without re-integration.

Shift4, Worldline, Amex, and Silverflow are ready out of the box. New acquirers are added through configuration, not code — via a plugin architecture that keeps your core untouched.

Shift4
Worldline
Amex
Silverflow
White-Label Independence

Your brand, your acquirers, your merchant relationships.

01

Your Branding Everywhere

Portals, receipts, and forms all carry your brand. Field39 stays invisible to your merchants.

02

No Lock-In

Choose your acquirers, devices, and channels. Switch them on your terms, not a vendor’s.

03

You Own the Relationship

Full control over merchant relationships and pricing. Your margin stays yours.

Pricing

Fixed fee per transaction.

No basis points. No revenue share. No hidden costs. Predictable economics as you scale — contact sales for specifics tailored to your volume.

Contact Sales for Pricing

Ready to launch your payment switch?

Walk us through your stack. We’ll show you what stays, what changes, and how fast it deploys.

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