White-Label Internet Payment Gateway.
Own your e-commerce payment flow. Multi-acquirer routing, tokenization, hosted payment forms, and a full risk engine — with a clean REST API. Deploy on-premise or in the cloud.
A gateway you run under your own brand.
IPG39 gives PSPs, ISOs, and platforms a full e-commerce payment gateway — routing, risk, tokenization, and flexible integration — without revenue share or lock-in.
Multi-Acquirer Routing & Failover
Round robin, weighted, and chained failover algorithms. Route by cost, availability, or card type. Automatic failover when an acquirer goes down. Add new acquirers via plugin architecture.
Built-In Risk Engine
17+ configurable risk rules per MID. Velocity checks, BIN limits, decline-rate monitoring, chargeback caps, anomaly detection. No third-party dependency. Ethoca prevent-alert integration.
Flexible Integration
REST API (server-to-server), hosted payment form (full page or iFrame), Pay-by-Link with auto-expiry, e-commerce plugins, and a mobile SDK (iOS & Android). Configuration API for programmatic merchant and MID provisioning.
Security & Tokenization
PCI DSS Level 1. Card tokenization at no additional cost. 3D Secure / MPI support. SHA256 digest verification. Configurable blacklists per MID.
Integrate your way. Route every transaction by your rules.
Connect over REST, drop in a hosted form, or send a Pay-by-Link — IPG39 applies your risk rules, tokenizes the card, and routes across your acquirers.
The full payment lifecycle, plus the edge cases.
Full Lifecycle
Purchase, authorization, capture, refund, and void — the complete transaction lifecycle.
Recurring & Advanced
Recurring payments with init and follow-up linking. Incremental authorization, delayed capture, and partial approvals.
Card Brands
Visa, Mastercard, Maestro, JCB, Amex, and China UnionPay.
Complete operational control, your brand throughout.
Admin and merchant portals are included and fully brandable. Deploy on Kubernetes, AWS, on-premise, or as SaaS — the model is yours to choose.
Fixed fee per transaction.
No basis points. No revenue share. No hidden costs. Card tokenization is included at no extra charge — contact sales for specifics tailored to your volume.
Ready to launch your payment gateway?
Walk us through your stack. We’ll show you what stays, what changes, and how fast it deploys.