IPG39 · E-Commerce Gateway

White-Label Internet Payment Gateway.

Own your e-commerce payment flow. Multi-acquirer routing, tokenization, hosted payment forms, and a full risk engine — with a clean REST API. Deploy on-premise or in the cloud.

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Running WooCommerce or Magento? Download the IPG39 plugin and connect your store without writing gateway code. Download plugins →

Core Capabilities

A gateway you run under your own brand.

IPG39 gives PSPs, ISOs, and platforms a full e-commerce payment gateway — routing, risk, tokenization, and flexible integration — without revenue share or lock-in.

Multi-Acquirer Routing & Failover

Round robin, weighted, and chained failover algorithms. Route by cost, availability, or card type. Automatic failover when an acquirer goes down. Add new acquirers via plugin architecture.

Built-In Risk Engine

17+ configurable risk rules per MID. Velocity checks, BIN limits, decline-rate monitoring, chargeback caps, anomaly detection. No third-party dependency. Ethoca prevent-alert integration.

Flexible Integration

REST API (server-to-server), hosted payment form (full page or iFrame), Pay-by-Link with auto-expiry, e-commerce plugins, and a mobile SDK (iOS & Android). Configuration API for programmatic merchant and MID provisioning.

Security & Tokenization

PCI DSS Level 1. Card tokenization at no additional cost. 3D Secure / MPI support. SHA256 digest verification. Configurable blacklists per MID.

How It Works

Integrate your way. Route every transaction by your rules.

Connect over REST, drop in a hosted form, or send a Pay-by-Link — IPG39 applies your risk rules, tokenizes the card, and routes across your acquirers.

Integration REST API Hosted Form Pay-by-Link Mobile SDK IPG39 Multi-Acquirer Routing Risk Engine Tokenization White-label · PCI DSS L1 · 3D Secure Acquirers Shift4 Worldline Amex Silverflow + more
Transaction Support

The full payment lifecycle, plus the edge cases.

01

Full Lifecycle

Purchase, authorization, capture, refund, and void — the complete transaction lifecycle.

02

Recurring & Advanced

Recurring payments with init and follow-up linking. Incremental authorization, delayed capture, and partial approvals.

03

Card Brands

Visa, Mastercard, Maestro, JCB, Amex, and China UnionPay.

E-Commerce Plugins

Two platforms, one gateway.

Connect WooCommerce or Magento to IPG39 without writing gateway code. Both plugins ship as ZIP archives and install through the platform’s own extension flow. Version 1.0.0.

WooCommerce

Payment gateway plugin for WooCommerce on WordPress.

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Adds the gateway as a checkout method, redirects to the hosted payment form, and verifies the webhook signature on return. Refunds are issued from WooCommerce → Orders. Compatible with High-Performance Order Storage and the block-based checkout.

WordPress 6.0+ · WooCommerce 7.0+ · PHP 7.4+

ZIP · 29 KB

Download for WooCommerce

Magento

Payment module for Magento 2.

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Registers the gateway as a payment method in checkout and supports authorize, capture, void, and full or partial refunds from the admin. Payment action is configurable as Authorize Only or Authorize and Capture, with separate sandbox and production endpoints.

Magento 2.4+ · PHP 7.4+

ZIP · 577 KB

Download for Magento

Installation

Install, then point it at your MID.

Two steps on either platform: install the archive, then enter your credentials.

WooCommerce

  1. Install Plugins → Add New Plugin → Upload Plugin
  2. Configure WooCommerce → Settings → Payments

Magento

  1. Install Unpack into app/code/Switch39/Ecomm, then run module:enable and setup:upgrade
  2. Configure Stores → Configuration → Sales → Payment Methods

Both need the merchant ID, payment form token, and API token issued during MID setup. Don’t have them yet? Talk to us.

Running a different platform? The REST API, hosted payment form, and Pay-by-Link cover anything a plugin doesn’t.

White-Label

Complete operational control, your brand throughout.

Admin and merchant portals are included and fully brandable. Deploy on Kubernetes, AWS, on-premise, or as SaaS — the model is yours to choose.

Pricing

Fixed fee per transaction.

No basis points. No revenue share. No hidden costs. Card tokenization is included at no extra charge — contact sales for specifics tailored to your volume.

Contact Sales for Pricing

Ready to launch your payment gateway?

Walk us through your stack. We’ll show you what stays, what changes, and how fast it deploys.

Talk to Sales Contact Us